Research on the prospects for financial innovation in the banking business
Abstract
The article reveals the main trends in the innovation of the banking business in the context of digital transformation of the global economy. The analysis of ratings made it possible to determine the innovative development and effectiveness of digital services in commercial banks. A conclusion was obtained about the readiness of leading Russian banks to actively develop and implement financial innovations, focusing on advanced technological solutions and global trends.
Keywords
financial innovation, banking business, digitalization, banking ecosystem, financial industry
References
- Ассоциация банков России. Аналитические материалы. URL: https://asros.ru/analytics/.
- Ассоциация ФинТех. URL: https://www.fintechru.org/.
- Банковский сектор. ЦБ РФ. URL: https://www.cbr.ru/banking_sector/.
- В «Сколково» составили рейтинг инновационности банков. URL: https://plusworld.ru/daily/banki-i-mfo/v-skolkovo-sostavili-rejting-innovatsionnosti-bankov/#::text=Skolkovo%20FinTech.
- Исследование McKinsey «Инновации в России — неисчерпаемый источник роста». URL: https://www.mckinsey.com//media/McKinsey/Locations/Europe%20and%20Middle%20East/Russia/Our%20Insights/Innovations%20in%20Russia/Innovations-in-Russia_web_lq-1.
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Article Details
Issue
Section
Banking
Publication History
Published
2023-05-12
How to Cite
[1]
Nikulina O.V., Chulaevskii O.E. Research on the prospects for financial innovation in the banking business // Economics: Theory and Practice. 2023. No 2 (70). С. 77–84. DOI: 10.31429/2224042X_2023_70_77
License
Copyright (c) 2023 O. V. Nikulina, O. E. Chulaevskii
This work is licensed under a Creative Commons Attribution 4.0 International License.