The system of credit risk management in commercial banks

Abstract

The paper reviews approaches to the definition of banking risks. Authors paid the particular attention to the comparison of risk classifications, since they should be the basis for the creation of a regulatory framework for risk management both at the regulatory level and in each individual credit institution. The systematization of the principles of credit risk assessment and management is given. The article presents an overview analysis of trends in the quality of the loan portfolio and the level of credit risk in the banking sector of the Russian Federation. The article reveals the methods of credit risk management of commercial banks.